On July 15, 2026, the Nepal Rastra Bank (NRB) issued amendments to its Unified Directives, 2082, aiming to stimulate credit flow and address liquidity concerns. Key changes include a relaxation of margin lending for the stock market, allowing banks to increase the Loan-to-Value (LTV) ratio by up to 10 percentage points (to 80%) for highly-rated entities. This requires banks to publish a Product Paper evaluating the listed company's strength.
Additionally, the central bank introduced a temporary measure to allow banks and financial institutions to reschedule or restructure loans for contractors awaiting payments from public bodies. The directive also made adjustments to working capital guidelines, vehicle loans, and National ID requirements for bank accounts.