The Confederation of Nepalese Industries (CNI) submitted a 21-point package to NRB on June 24, 2026, calling for gradual reduction of directed credit limits, sectoral implementation of working capital guidelines, modernisation of the interest rate determination system, extended timelines before collateralised loans are classified and blacklisted, a special loan facility for startups, and the formation of an empowered monetary policy committee within NRB. CNI said these measures are needed to address prolonged sluggishness in internal economic activity despite positive external sector indicators. The Nepal Bankers' Association (NBA) submitted its own 21-point package on the same day, requesting greater flexibility in setting loan interest rates — specifically permission to adjust the premium rate added to the base rate. The NBA also proposed reducing the mandatory investment target for deprived and poor sectors from 5 percent to 4 percent, citing reduced market capacity to safely absorb such loans.