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The Nation · Public debt · Bilateral

Export-Import Bank of China

चीनको निर्यात-आयात बैंक

3% of Nepal's external debt

Small share of debt by stock. Disproportionate political weight via single large projects.

Outstanding

USD 280M

as of FY 2024/25

Share of ext. debt

3%

cited

Currency

USD

FX exposure

Major loans

2

cited

How it works

China Eximbank's outstanding stock with Nepal is modest in aggregate (~USD 280M) but the concentration in a single high-visibility project (Pokhara airport, USD 215.96M) makes the bilateral terms unusually consequential. Loan terms are concessional by international comparison but commercial relative to IDA/JICA. The repayment-on-underutilised-asset issue at Pokhara is the test case.

The short version

China lends Nepal money mostly for individual big projects — like Pokhara airport. The total amount is small compared to the World Bank or ADB, but each loan is politically significant.

Typical loan terms

Mixed: 25% interest-free + 75% at 2% (Pokhara airport profile); 20-year term, 7-year grace

Headline terms — individual loans may vary. Per-loan detail follows.

Major loans

What to watch

  • ·Pokhara airport debt service profile — moves into repayment from FY 2025/26 onward; airport revenue not currently meeting projection.
  • ·BRI Framework Agreement (2024) project selection — public terms not yet released.

Sources · cited verbatim

  • Ministry of Finance Nepal — PDMOPublic Debt Bulletin — bilateral creditors

    Open release checked 2025-01-15
  • Export-Import Bank of ChinaOverseas lending — country profiles (per Nepal MoF debt bulletins)

    Open release checked 2024-12-31

Other bilateral lenders